1202 Troy Schenectady Road
After years of serving NYS Troopers, Investigators and Law Enforcement Professionals, we have become intimately familiar with your unique financial planning challenges and opportunities. Should I continue to work or take my pension now? Should I utilize the before-tax or after-tax NYS Deferred Compensation? Should I take a reduction in my NYS Pension to protect a loved one? Will there be an impact to leave the NYS Troopers PBA to join NYSPIA as an Investigator? These are some of the common questions we help answer.
Your vision is to Serve, Protect and Defend the People While Preserving the Rights and Dignity of All. Your work is important but inherently dangerous. For this, the terms of your NYS Pension are extra special. Often in their 40’s many of our NYS Troopers and Investigators find themselves faced with one of the biggest financial decisions they will ever make. To retire or not to retire? Which pension option should I take? Will this be enough to supplement my “second” career? Do I even want to continue to work at all? How will I continue to provide for and protect my family if something should happen to me earlier than expected? We know you and have the greatest respect for you. We can help serve you the way you serve all of us on a daily basis!
There are a number of financial tools that are limited because of the danger of your occupation. In our experience many NYS Troopers, and Law Enforcement Professionals overestimate the value of their benefits should a health crisis impact them early in their career. They also often overestimate the value of their pension should they die before they sign their retirement paperwork. Let us educate you on how to protect yourself from the unexpected and leverage the benefits you do have.
You are part of the NYS Deferred Compensation Plan. This comes with some opportunities and challenges. We can help educate you on some of the features and benefits within your plan.
Financial planning for teachers is essential. Teachers are so busy with their students that they sometimes can neglect their financial security. That is why we here at Thoroughbred Advisors work with teachers like you to maximize the financial opportunities available to you.
You do what you do because you love helping people. Let us help make sure you have a financial strategy that reflects the hard work you've put in on a daily basis and can sustain the lifestyle you've become accustomed to for years to come.
We applaud the drive and commitment of small business owners like yourself. While you manage the day to day of your business, Thoroughbred Advisors are here to take care of you and your financial strategy for the future decisions you'll have to make.
We strive to build long-lasting relationships with our clients, offering education and financial guidance. Learn more about becoming a Thoroughbred Advisors' client.
Discover the wide array of services we offer our clients. Including Financial Planning, Retirement Planning, Investment Management, Life Insurance and more.
We are a process and solution driven independent firm, not a product-driven one. We craft individualized financial strategies for each and every one of our clients.
Thoroughbred Advisors is represented by a growing team of Financial Representatives and Financial Advisors serving the Capital Region and beyond. Discover what makes us a unique independent advisory firm.