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Financial Planning For Law Enforcement And Other First Responders

As a First Responder, You Deserve A Secure Future and Peace of Mind

As a someone who is in law enforcement and a first responder in New York State, you've dedicated your career to serving your community. In emergencies large and small, when the public needs help, they often look to you. Now it's our turn to help. Here at Thoroughbred Advisors, our team works with you to develop a financial plan that can help protect your future and improve your peace of mind.

Why Work With Thoroughbred Advisors?

Why Work With Thoroughbred Advisors?

After years of serving New York State Troopers, Investigators and Law Enforcement Professionals, other first responders, we have become intimately familiar with your unique financial planning challenges and opportunities. We can help you answer common retirement planning questions you may ask yourself regularly. Questions like:

  • Should I continue to work or take my pension now?
  • Should I utilize the before-tax or after-tax NYS Deferred Compensation?
  • Should I take a reduction in my NYS Pension to protect a loved one?
  • Will there be an impact to leave the NYS Troopers PBA to join NYSPIA as an Investigator?

Financial Solutions and Services We Provide New York State Police Officers and State Troopers

Strategies to Maximize Your New York State Pensions

Your vision is to Serve, Protect and Defend the People While Preserving the Rights and Dignity of All.  Your work is important but inherently dangerous.  For this, the terms of your NYS Pension are extra special.  Often in their 40’s many of our NYS Troopers and Investigators find themselves faced with one of the biggest financial decisions they will ever make.  To retire or not to retire? Which pension option should I take? Will this be enough to supplement my “second” career? Do I even want to continue to work at all?  How will I continue to provide for and protect my family if something should happen to me earlier than expected? We know you and have the greatest respect for you. We can help serve you the way you serve all of us on a daily basis!

Provide Education on How to Utilize the Financial Options Available to Law Enforcement

There are a number of financial tools that are limited because of the danger of your occupation. In our experience many NYS Troopers, and Law Enforcement Professionals overestimate the value of their benefits should a health crisis impact them early in their career. They also often overestimate the value of their pension should they die before they sign their retirement paperwork. Let us educate you on how to protect yourself from the unexpected and leverage the benefits you do have.

Deferred Compensation Education to Create an Optimized Plan

You are part of the NYS Deferred Compensation Plan. This comes with some opportunities and challenges. We can help educate you on some of the features and benefits within your plan.


Our first priority is helping you take care of yourself and your family. Find out if we’re a good match for your needs. We offer a free, no-obligation consultation to help us get to know each other. We can meet by phone, in-person, or online.

Please fill out the form below and a member of our team will be in contact with you shortly.

Thank you!

Other Occupations We Provide Financial Solutions and Services For 

Financial Planning for Teachers

Financial planning for teachers is essential. Teachers are so busy with their students that they sometimes can neglect their financial security. That is why we here at Thoroughbred Advisors work with teachers like you to maximize the financial opportunities available to you.

Solutions for Teachers

Financial Planning for Doctors

You do what you do because you love helping people. Let us help make sure you have a financial strategy that reflects the hard work you've put in on a daily basis and can sustain the lifestyle you've become accustomed to for years to come.

Solutions for Doctors

Financial Planning for Business Owners

We applaud the drive and commitment of small business owners like yourself. While you manage the day to day of your business, Thoroughbred Advisors are here to take care of you and your financial strategy for the future decisions you'll have to make.

Solutions for Business Owners

Learn More About Thoroughbred Advisors

Become a Client

We strive to build long-lasting relationships with our clients, offering education and financial guidance. Learn more about becoming a Thoroughbred Advisors' client.

Become a Client

Our Services

Discover the wide array of services we offer our clients. Including Financial Planning, Retirement Planning, Investment Management, Life Insurance and more. 

Our Services

Our Process

We are a process and solution driven independent firm, not a product-driven one. We craft individualized financial strategies for each and every one of our clients. 

Our Process

Who We Are

Thoroughbred Advisors is represented by a growing team of Financial Representatives and Financial Advisors serving the Capital Region and beyond. Discover what makes us a unique independent advisory firm.

Who We Are