Welcome to Our Financial Planning Blog
Learn about planning for retirement, saving for college, investing, insurance and more.
Understanding and feeling good about your finances goes a long way.
People often think that popular retirement vehicles like 401ks and social security are enough for their retirement but unless you plan to face no unpredictable events, and know what interest rates and taxes will be for years to come,...Read More
The Secure Act, signed into law on December 20th, 2019 is one of the most comprehensive reforms to retirement legislation since the Pension Protection Act of 2006. As with many bills signed into law, the devil is in the details. As the...Read More
What Is Pivotal Financial Planning? Like many industries, the financial services industry has evolved overtime. Financial Advisors and financial firms themselves work within various levels of this evolutionary continuum. Within each...Read More
There's More To College Planning In New York State Than 529 Plans In 2003 I began speaking to clients about planning for their children’s college education. I also learned much about their expectations of their children going to...Read More
Benefits from the CARES Act for Individuals For individuals, relief comes in the form of direct cash payments, expanded unemployment protection, charitable contribution deductions and qualified plan/ IRA early distribution penalty...Read More
What is the Coronavirus Aid, Relief and Economic Security Act (CARES Act)? The Coronavirus Aid, Relief and Economic Security Act (CARES Act) was signed into law on March 27, 2020. This is the third piece of legislation passed in the...Read More
We know how so much of the information we are exposed to regarding retirement deals with delayed gratification. Like many things in life, we believe balance is key. That's why educating our clients on liquidity plays a big role for us.Read More
Think about all the tools we utilize on a daily basis. Exercise Equipment, Appliances, Shopping Carts, Lawn Mowers and the list goes on. There are literally thousands of different tools we interact with on a daily basis. Some of these...Read More
Resolution can simply be defined as a firm decision to do or not to do something. According to a YouGov poll, the most common aspirations or resolutions for 2018 in the U.S. were to eat healthier, get more exercise, and to save more...Read More
As of February 22, 2019, the unfunded liabilities in the United States were over $122 Trillion and growing (usdebtclock.org). Many Americans are deferring a significant amount of money into qualified retirement plans in favor of...Read More