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Welcome to Our Financial Planning Blog
Learn about planning for retirement, saving for college, investing, insurance and more.
Understanding and feeling good about your finances goes a long way.
Are You Building Wealth for the Long Haul?
Are You Building Wealth for the Long Haul? It has been quite a trip (pun intended) to watch the growth of the Cannabis industry in NYS and beyond. The cannabis industry in New York has been growing at a dizzying pace, providing a...
Read MoreUnlocking Business Potential: How Fractional Financial Advisors Serve Small to Medium-Sized Business
Unlocking Business Potential: How Fractional Financial Advisors Serve Small to Medium-Sized Businesses In today's fast-paced business environment, small to medium-sized enterprises (SMEs) face unique challenges. They often require the...
Read MoreIncome: The Driving Force Behind Financial Security and Prosperity
Income: The Driving Force Behind Financial Security and Prosperity As water is essential to the human body, income is essential to Financial Security and Prosperity. Like water, income flows into our lives and out of our lives. Water...
Read MoreBalancing Act: The Importance of Liquidity in Financial Planning
Balancing Act: The Importance of Liquidity in Financial Planning Liquidity is essential for both protection and seizing opportunities as they arise. Ample liquidity can buffer you against unexpected challenges and empower you to take...
Read MoreThe 4 Foundational Cornerstones of Financial Security and Prosperity
Our financial worlds have an endless amount of tunnels, roads, bridges and off ramps that we can take. It can be overwhelming for our clients navigating through all the information, opportunities and challenges. You may have heard the...
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7 Steps to Take Now to Prevent Outliving Your Savings During Retirement
People often think that popular retirement vehicles like 401ks and social security are enough for their retirement but unless you plan to face no unpredictable events, and know what interest rates and taxes will be for years to come,...
Read MoreThe Secure Act Tax Squeeze and What You Need To Know
The Secure Act, signed into law on December 20th, 2019 is one of the most comprehensive reforms to retirement legislation since the Pension Protection Act of 2006. As with many bills signed into law, the devil is in the details. As the...
Read MoreGet Your Financial Plan Organized
Many of you reading this may be having to take care of elderly parents who have not properly planned their finances and it has got to be one of the most stressful things you’ve taken on. This could also motivate you to not be the...
Read MoreWhat is Pivotal Financial Planning?
What Is Pivotal Financial Planning? Like many industries, the financial services industry has evolved overtime. Financial Advisors and financial firms themselves work within various levels of this evolutionary continuum. Within each...
Read MoreThere's More To College Planning In New York State Than 529 Plans
There's More To College Planning In New York State Than 529 Plans In 2003 I began speaking to clients about planning for their children’s college education. I also learned much about their expectations of their children going to...
Read MoreBenefits from the COVID-19 CARES Act for Individuals
Benefits from the CARES Act for Individuals For individuals, relief comes in the form of direct cash payments, expanded unemployment protection, charitable contribution deductions and qualified plan/ IRA early distribution penalty...
Read MoreCARES Act and How it Helps Small Businesses
What is the Coronavirus Aid, Relief and Economic Security Act (CARES Act)? The Coronavirus Aid, Relief and Economic Security Act (CARES Act) was signed into law on March 27, 2020. This is the third piece of legislation passed in the...
Read MoreLiquidity: Make Your Money Work For You Now
We know how so much of the information we are exposed to regarding retirement deals with delayed gratification. Like many things in life, we believe balance is key. That's why educating our clients on liquidity plays a big role for us.
Read MoreImagine if all your tools came with an expert
Think about all the tools we utilize on a daily basis. Exercise Equipment, Appliances, Shopping Carts, Lawn Mowers and the list goes on. There are literally thousands of different tools we interact with on a daily basis. Some of these...
Read MoreHow You’re Thinking About New Year’s Resolutions
Resolution can simply be defined as a firm decision to do or not to do something. According to a YouGov poll, the most common aspirations or resolutions for 2018 in the U.S. were to eat healthier, get more exercise, and to save more...
Read MoreThree Major Financial Challenges We May Face as a Country - Are You Prepared?
As of February 22, 2019, the unfunded liabilities in the United States were over $122 Trillion and growing (usdebtclock.org). Many Americans are deferring a significant amount of money into qualified retirement plans in favor of...
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